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Employers must report an injury or death to the carrier and division within how many days of actual knowledge?

  1. 10 days

  2. 30 days

  3. 45 days

  4. 60 days

The correct answer is: 10 days

Employers are required to report an injury or death to the carrier and the division within 10 days of actual knowledge. This requirement is essential for ensuring that workers' compensation claims are processed efficiently and timely, allowing injured employees to receive the necessary medical care and benefits without unnecessary delays. Quick reporting helps in gathering accurate information about the incident, facilitating investigations, and supporting the employer's compliance with legal obligations. Adhering to this timeframe also reinforces the employer’s commitment to workplace safety and the well-being of its employees. Options that indicate longer reporting periods, such as 30, 45, or 60 days, would not be in line with the legal requirements and could result in penalties or complications in claims processing. Therefore, the correct timeframe of 10 days is critical for both compliance and the support of injured workers.